With all the changes in flood zone maps, not to mention unusual weather patterns, you owe it to yourself and your family to ask your Allen Insurance professional for a flood insurance check-up. Remember, homeowners insurance in Maine does not cover floods.
We know the devastation flooding can cause—and how to insure against any loss. We’ll help you review your homeowners policy to determine whether you have the proper flood insurance for the latest flood zone mapping of your home’s location—most do not—and can offer all the coverages available:
- Buildings covers damage to your home and items such as the furnace and water heater.
- Contents covers your furniture, rugs, appliances and clothing, subject to limitations in the basement.
- Property protection pays for sandbagging and other expenses to prevent flood damage.
- Clean up reimbursement covers the cost of cleaning your home and removing debris after a flood.
It can be surprisingly affordable, and we offer many deductible options to accommodate your budget and tolerance for risk.