Waldo Community Action Partners recently received a donation from Allen Insurance and Financial, with the funds going to toward WCAP’s Heroes 4 Hunger program, a program rooted in WCAP’s Thanksgiving and Christmas holiday food box projects.
Those holiday projects are still held annually, with Heroes 4 Hunger expanding the agency’s reach to address food insecurity and obesity in Waldo County year-round using various avenues for opportunity, such as community education and advocacy.
The Heroes 4 Hunger program is an excellent fit with Allen Insurance and Financial’s emphasis on employee wellness and wellness programs for the agency’s health insurance clients.
A multi-service agency serving Waldo County since 1965, WCAP is the largest provider of low-cost and free transportation and early childhood education in Waldo County.
Pictured here are, from left, Keith Small, WCAP executive director and Richard Crossman of Allen Insurance and Financial.
FDIC FInancial Checklist for Consumers
Any time of year, but particularly the start of a new year, is a good time for consumers to reflect on how they are managing their finances and consider some changes. The latest FDIC Consumer News features a checklist of questions and suggestions that can help individuals better meet their goals.
Is it time for your financial checkup? The FDIC newsletter helps consumers get started on a self-examination of their money-management strategies for saving, spending and borrowing, and taking precautions in areas such as avoiding fraud, managing financial records and being properly insured. The first question on the list asks consumers about their short-term and long-term financial goals, which could include, for example, paying off the balance on a credit card, buying a home or financing a child’s college education. With financial goals in mind, people may be more motivated to save for and achieve their objectives.
Taking your money on a trip: Suggestions cover topics such as alternatives to carrying cash (which, if lost or stolen, can’t be replaced), deciding on which credit cards to take, and tips for hiding credit cards and other valuables from thieves who may target travelers.
Five common misconceptions about FDIC insurance … and what the real facts are: For example, some people mistakenly believe that FDIC insurance coverage is based on the type of deposit — for example, that a checking account is insured separately from a certificate of deposit (CD). The truth is that FDIC insurance coverage is based on how much money each depositor has in one of several “ownership categories” at each bank — single accounts, joint accounts, revocable trusts and so on — not on the deposit product itself. Knowing the facts will help consumers make sure all of their deposits are protected.
A bank by any other name may still be insured: Suppose you get an attractive offer of a deposit from an unfamiliar bank but it’s not listed on the FDIC’s database of insured institutions. Does that mean it could be an uninsured bank, or worse, fraudulent? The answer is … maybe or maybe not. One reason is that insured branches and Internet sites can do business using names that don’t match the bank’s official name.
For information on a financial checklist and more, click over to the FDIC newsletter.
Closing Early New Year’s Eve
On New Year’s Eve, Dec. 31, our offices are closing at 1 p.m. and will reopen Thursday, Jan. 2, at 8 a.m.
Happy 2014!
Holiday Hours: Christmas 2014
Our offices will be closed for Christmas both Tuesday, Dec. 24 and Wednesday, Dec. 25. Our offices will reopen Thursday, Dec. 26 at 8 a.m.
On New Year’s Eve, Dec. 31, our offices are closing at 1 p.m. and will reopen Thursday, Jan. 2, at 8 a.m.
Best wishes for a Merry Christmas and a Happy New Year!
Offices Closed for Columbus Day
Our offices will be closed Monday, Oct. 14 for Columbus Day. We will reopen Tuesday morning, Oct. 15, at 8 a.m. Have a great weekend!
Child Passenger Safety Week, Sept. 15-21
Motor vehicle crashes are the leading cause of death for children. And, for every single child fatality caused by a motor vehicle crash, approximately 400 more children are treated for car accident related injuries.
The Hanover Insurance Group has created an infographic outlining the age requirements and best practices for using rear-facing, forward facing and booster style car seats. Please download and share.
Offices Closed for Labor Day Weekend
Our offices will be closing early Friday afternoon, Aug. 30, for our annual Employee Appreciation event.
- Rockland and Camden will close at 2:30 p.m.
- Belfast will close at 1:45 p.m.
- Southwest Harbor will close at noon
All will remain closed until 8 a.m. Tuesday, Sept. 3.
We hope everyone has a wonderful Labor Day weekend.
Offices Closed for Memorial Service
Our Rockland, Camden and Belfast offices will be closing Thursday, Aug. 22 at 2 p.m. so we may attend a memorial service for Sara Montgomery, our executive vice president who recently lost her battle with cancer. The service begins at 3 p.m. at the Camden Snow Bowl.
These three offices will reopen, as usual, at 8 a.m. on Friday, Aug. 23. Hours at our Southwest Harbor office are not affected.
Healthcare Fraud is on the Rise
Healthcare fraud is likely to increase through October, when the healthcare exchanges created under the Affordable Care Act open to the public. Many of these scammers are using phone calls or email to conduct their fraudulent activities.
Some things to keep in mind:
- There is no such thing as an Obamacare Card.
- The Affordable Care Act does not involve any fees up front.
- You should never give your Social Security number or date of birth to someone who has solicited you in a phone call you were not expecting to receive.
- The Affordable Care Act does not threaten Medicare benefits. If you are asked to verify your Medicare information by phone, there’s a good chance it’s a scam.
- When in doubt, don’t click on the link in the email or hang up the phone.
- You should never hesitate to call your local insurance agency or Medicare representatives to ask questions.
We’re here to answer your questions and point you in the right direction.
Holiday Hours for July 4 Weekend 2013
Our offices will be closing Wednesday, July 3 at 3 p.m. for the holiday weekend … we’ll be closed both Thursday and Friday, July 4 & 5 and will be back at work on Monday. See you then!