Homeowners insurance policies typically do not cover but not limited to damage resulting from the following:
- Earth movement
- Water
- Nuclear hazard
- Neglect or failure to make repairs
- Corrosion, deterioration, decay or rust
- Wear and tear
- Contamination
- Fungi
- Increased cost due to enforcement of any building ordinance or law
- Government actions
- Power failure
- Animals or pests
- War