Community Health Options (formerly Maine Community Health Options) will stop taking new enrollees for its individual plans on Dec. 26 through the federal marketplace and Dec. 15 for those enrolling directly with the insurer. Harvard Pilgrim and Anthem continue to offer policies through the end of open enrollment.
The deadline for open enrollment for 2016 is Jan. 31, 2016. Individuals who do not have health insurance or an exemption are subject to a penalty via their income tax filing. In 2016, the penalty is generally $695 per adult or 2.5 percent of income, whichever is higher.
The CHO announcement does not affect current policyholders or new applicants for group coverage. CHO says it made this decision to contain costs.
If you have questions, please feel free to call our insured benefits division. 207-236-4311