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While a BOP is good for nearly any business, there are some businesses that have general lower risks and are well suited for a BOP. Insurance companies determine a business’s level of risk based on any claim history and conditions such as safety and health concerns, the likelihood of theft, burglary, or damage from a natural disaster, and business that are in high-risk industries. The lower the risk of your company the less complicated insurance coverage you need. This makes it convenient to go with a BOP.

The following businesses are good candidates for a BOP:

  • Restaurants
  • Retail stores
  • Salons
  • Professional services
  • Pet groomers
  • Veterinarians
  • Caterers
  • Coffeeshops
  • Deli
  • Auto repair shops
  • Florists