By Sally Miles
Have you ever thought about the difference between an employee and independent contractor?
The answer can be found through a series of questions created by the Maine Department of Labor.
Paying someone using a 1099 not does automatically make them an independent contractor.
The facts of the relationship between the business and individual conducting work determine whether you have an employee or independent contractor.
When it comes to insurance, this distinction is important because a business’s payroll (the people who are true employees and not independent contractors) will impact both their workers compensation insurance and general liability insurance policies, in terms of both cost and risk exposure.
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