Our advisors have more than 50 years of combined experience working with businesses large and small to install and manage
retirement plan solutions to suit their needs. We pride ourselves on our transparency through the evaluation process, our thoroughness of our annual and ongoing plan oversight, and our unmatched level of service to business owners, management, and the employees.
As independent advisors, we are able to partner with any retirement plan provider to ensure the best solution for your business. We advise on 401(k) and 403(b) plans as co-fiduciaries. SIMPLE IRA plans are a great solution for businesses that want to provide a valuable benefit to their employees with less administration and reporting but with fewer opportunities for customization. We welcome the opportunity to discuss which type of retirement plan best fits your business.
PLAN DESIGN CONSULTING
Do you know what your plan currently offers to participants and what it could be offering? Plan design plays an important role in plan participation for owners and employees, and dictates what features and controls are in place for the plan. We utilize our knowledge and partner with established third-party administrators to educate you on your existing plan and make recommendations for ways to improve or change the plan, or we help design the plan from the ground up.
INVESTMENT OPTION OVERSIGHT
We partner with you to select an appropriate menu of investment options for your plan. We review the funds’ performance annually against a peer universe and other metrics as part of our fiduciary review process. We help you understand what participants are paying and how investment expenses are being charged and where they are paid.
EMPLOYEE EDUCATION
Whether participating in the retirement plan or not, we are available to speak with all employees to educate them about your plan and be a financial education resource for other planning question that they may have. We pride ourselves on conducting effective enrollment meetings and on offering ongoing education onsite or via webinars.
PLAN MANAGEMENT
As an extension of your human resources professional or management team, we support efforts to oversee the plan and each of plan’s service providers. We conduct fee benchmarking for individual vendor’s costs and the plan’s total cost to the business and participants. We have a proven track record with startup plan implementation and conversions of existing plans to new platforms.
As a co-fiduciary to the plan, we serve alongside plan sponsors to share in the responsibility of offering a plan the benefits the employees at a reasonable cost and adheres to the plan provisions.